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Risk Profiling
Risk Profiling is a process of estimating the risk taking capacity and risk taking willingness of each investor. SEBI guidelines require Octaresearch to do Risk Profiling for all its investors. We do this by asking you a set a simple questions that help us determine your investment goals, risk appetite, investment horizon, etc. This also helps you choose right investment schemes based on your Risk Assessment and the Riskometer of that particular scheme.
How Risk Profiling done?
Investors are required to take a short assessment to answer questions about their goals, attitude towards risk, demography, etc. which helps Octaresearch determine the overall risk profile of the investor. We map this to the riskometer of our schemes and recommend you to invest in a scheme that matches your risk profile.
What does my Risk Profile mean?
Based on your answers, you will be classified as one of the following type of investors: Conservative Investor: The investor does not wish to take any investment risk and his / her priority is to protect his / her capital. Moderate Investor: While this investor likes to preserve his/her capital, he/she does not mind some fluctuation in the portfolio value Balanced Investor: The investor prefers a consistent growth pattern with few fluctuations in expected returns. Growth Investor: The investor is willing to take moderately high risk with his/her money to achieve potentially high returns.
How will Risk profiling help me?
Investors make investments in order to achieve certain financial goals. Risk profiling helps investors understand how much risk they are able and willing to take and thereby helps them make appropriate investments matching their risk profile.